Health care sharing is an innovative alternative to insurance. It’s an affordable health care solution you can count on without having to sacrifice on quality. Health care sharing as an industry has been operating since the early 1980’s and today over 1.5 million Americans are part of a health care sharing organization. Because health care sharing works a little differently than insurance, let’s break down some of the basics.<\/p>\n
Health care sharing typically consist of a group of people who share similar religious or ethical beliefs that commit to pay or “share” the medical bills of other members.<\/p>\n
Each member contributes a monthly sum, or “share” – similar to an insurance premium. This monthly sum goes toward the medical expenses other members have. Just like a deductible, members must also pay out of pocket until a specified sum is met. Once that sum is met, medical expenses can be “shared” among the members.<\/p>\n
Consider each organization’s process for accessing providers, submitting medical bills, and whether or not there are limits to what can be shared. Some programs have provider networks while others do not. Each organization operates under a set of Guidelines so it’s important to familiarize yourself with those before signing up.<\/p>\n
Health care sharing plans can help you save money. In fact, many program options are more affordable than insurance. Some health care sharing organizations offer their members convenient services like telehealth and added perks like discounts on dental and vision services. Being a part of a health care sharing organization means you are part of a community of like-minded individuals and everyone in the community is committed to supporting one another.<\/p>\n
Most health care sharing ministries have certain restrictions relating to pre-existing conditions. And because most health care sharing ministries are faith-based, they may have certain guidelines associated with membership.<\/p>\n
Learning the lingo is the hardest part! If you still have questions, we’re here to help. Give us a call or fill out the form below and a specialist will reach out to help you navigate the health care sharing space.<\/p>\n\n","protected":false},"excerpt":{"rendered":"
Find the right health care sharing organization for you Answers to your toughest questions Health care sharing is an innovative alternative to insurance. It’s an affordable health care solution you can count on without having to sacrifice on quality. Health care sharing as an industry has been operating since the early 1980’s and today over…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":18,"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":60,"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/pages\/7\/revisions\/60"}],"wp:attachment":[{"href":"https:\/\/healthsharinghub.com\/index.php\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}